flexibleannuity.co.uk

flexibleannuity.co.uk


Telegraph.co.uk

How to slice your pension to cover bills and grow your pot
Telegraph.co.uk
Some also like having the flexibility to delay annuity purchase in the hope that the rates improve. The key to deciding how to use your retirement savings to best effect is sitting down and ranking how much you value things such as flexibility of ...
How to plan for retirement in your 40s, 50s, 60s and 70sMoneywise Magazine

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Professional Adviser

Adrian Boulding: Sizing up the secondary annuity market opportunity
Professional Adviser
It is also possible that others will aim to reinvest the lump sum in a more flexible retirement savings product, such as a new flexible annuity or flexi-access drawdown policy. Some will want to cash it in to improve the inheritability and provide for ...



International Adviser

HFM Columbus warns UK non-doms of 'pitfalls' with IPP drawdowns
International Adviser
“Anyone currently filing on the remittance basis should be aware that withdrawals from most IPP's by way of an annuity arrangement (as distinct from other methods of withdrawal) prior to 6 April 2017 are not subject to UK tax until remitted,” said HFM ...



Professional Adviser

Pru launches 'savings and income' retirement account
Professional Adviser
For people coming out of defined benefit schemes, for example, it gives them the option of guaranteed income whilst being flexible. It gives the flexibility an annuity doesn't." Advisers will be able to invest their clients' retirement savings in the ...

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Professional Adviser

FCA to personalise guidance fact-finds for annuity resales
Professional Adviser
Pension Wise has said it believes the best way to deliver flexible sessions is on a 'stop the clock' model for appointments. This means where the guidance provider identifies that a consumer may benefit from getting further details or from having ...

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Financial Times

A pension is for life — however long it lasts
Financial Times
At the time the average life expectancy for men after retirement was 15.4 years (that is, 80.4) and the average level pension annuity rate was in the region of 10 per cent. ... I also advised him and his wife to allocate their remaining non-pension ...

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Pension Wise to extend service to advise on secondary annuity market
Pension Funds Online
"However individuals may want to sell an annuity for instance to provide a lump sum for relatives or dependants; in response to a change in circumstances for example getting divorced or remarried; or to purchase a more flexible pension income product ...



Telegraph.co.uk

Pension survival: in the worst case, your pot could fall 60pc in 15 years
Telegraph.co.uk
With less of a windfall from annuity-holders who die early, insurance companies have had to lower their rates even further. I reckon it's probably better at the moment to keep a pool of cash on one side to maintain flexibility and then review the ...



Pack your retirement parachute
Unbiased (blog)
You could then use this second-stage fund to buy an annuity. Why might this be better than buying an annuity straight off? Firstly, you would have had the flexibility of drawdown up to this point. Secondly, although annuity rates are very low now, they ...